Money transfers in Lima
Send Money from Lima
Globe Digital Bank helps people and businesses in Lima with international Money Transfers. Our recommended partner, WorldFirst, lets you handle sending money abroad with transparent pricing and a fast, digital-first setup.
Available in Peru
WorldFirst operates in Peru, so you can sign up from Lima and get started with sending money abroad — no local bank required.
What you get with WorldFirst
- Transparent fees shown before you confirm a transfer
- Lock in competitive FX with live rate alerts
- Set up recurring transfers for family support
- Bank deposit, cash pickup and mobile-wallet delivery options
- Send money to 200+ countries at live exchange rates
- No hidden intermediary-bank markups
Who uses this in Lima
Families & remittances
Send money home at live exchange rates, without the markups charged by cash-transfer shops and legacy banks.
Overseas study & support
Fund tuition, rent or living costs across borders with transparent fees and fast delivery.
Freelancers
Receive client payments from abroad and convert to your local currency when the rate suits you.
Lima, Peru
Lima is increasingly connected to the global economy, and international Money Transfers shouldn't mean slow, expensive legacy tools. WorldFirst gives Lima a modern, transparent option that works whether your customers are down the street or across the world.
Receiving money in Peru: the local picture
Currency
Transfers into Peru land in Peruvian sol (PEN), so the exchange rate you lock in and the fees quoted up front are what decide how much actually arrives.
How transfers settle
The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers. That matters for a transfer sent from Lima: a provider that delivers onto the local rail typically clears faster than a routed correspondent-bank wire.
Recipient details
Peruvian interbank transfers use the 20-digit CCI (Código de Cuenta Interbancaria), which encodes the bank code, branch, account number and check digits; Peru does not use IBAN. Getting these recipient details exactly right is the difference between a same-day delivery and a bounced-back transfer.
Regulation
Payments in Peru are overseen by the Superintendencia de Banca, Seguros y AFP (SBS). Banks, financiers and electronic-money issuers serving Peruvian customers must be authorised and supervised by the SBS under the general banking law and the e-money law (Ley 29985). Check the SBS register of authorised companies before trusting a wallet or digital account provider.
Sources: Superintendencia de Banca, Seguros y AFP (SBS) · Banco Central de Reserva del Perú: payment systems · BIM: interoperable mobile payments (Banco de la Nación)
Other options available in Lima
Western Union
Cash Transfer Network
Money transfers to 200+ countries and territories through 600,000+ agent locations — cash pickup available worldwide.
Instarem
International Money Transfers
Fast, low-cost cross-border transfers in 60+ countries at mid-market rates, with no hidden fees and same-day delivery on major corridors.
Currencies Direct
International Money Transfers
Established currency-transfer specialist moving money in 40+ currencies with dedicated dealers, rate alerts and no transfer fees.
WorldRemit
International Money Transfers
Send money to 130+ countries from your phone — bank deposit, cash pickup and mobile-wallet delivery, with a strong Trustpilot record across 95,000+ reviews.
Remitly
International Money Transfers
Trusted global remittance app for sending money home to 170+ countries, with bank deposit, cash pickup and mobile wallet options.
CurrencyTransfer
International Money Transfers
Marketplace for international payments and FX, letting businesses and individuals compare live rates from vetted providers and lock in the best deal.
Money transfers in Lima: FAQ
- Can I use WorldFirst for money transfers in Lima?
- Yes. WorldFirst operates in Peru, so a business or person based in Lima can sign up and use it directly.
- How does money arrive in Peru?
- The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers. That matters for a transfer sent from Lima: a provider that delivers onto the local rail typically clears faster than a routed correspondent-bank wire. Transfers settle in Peruvian sol (PEN).
- Who regulates money transfers in Peru?
- Payments in Peru are overseen by the Superintendencia de Banca, Seguros y AFP (SBS). Banks, financiers and electronic-money issuers serving Peruvian customers must be authorised and supervised by the SBS under the general banking law and the e-money law (Ley 29985). Check the SBS register of authorised companies before trusting a wallet or digital account provider.
- Why does Globe recommend WorldFirst for Lima?
- WorldFirst offers a strong balance of coverage, transparent pricing and a fast digital setup for sending money abroad, which makes it a practical choice for Lima.
- Are there other money transfers options for Lima?
- Yes. Globe lists several vetted partners in this category. WorldFirst is our lead recommendation, but you can compare the alternatives and pick what fits your situation.
Globe Digital Bank is a marketing platform, not a bank. Some links are affiliate links; Globe may earn a commission on qualifying sign-ups at no additional cost to you. Availability and features are set by each partner and may change.