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Lagos, Nigeria

Money transfers for Lagos, powered by WorldFirst

Looking for international Money Transfers in Lagos? Globe Digital Bank connects you with WorldFirst — Send money across borders at live exchange rates, with transparent fees and delivery to bank accounts, cash pickup and mobile wallets worldwide. Set up online and get started with sending money abroad, no branch visit required.

Available in Nigeria

WorldFirst operates in Nigeria, so you can sign up from Lagos and get started with sending money abroad — no local bank required.

What you get with WorldFirst

Who uses this in Lagos

Overseas study & support

Fund tuition, rent or living costs across borders with transparent fees and fast delivery.

Small businesses

Pay overseas suppliers and contractors through local rails instead of expensive wire transfers.

Freelancers

Receive client payments from abroad and convert to your local currency when the rate suits you.

Lagos, Nigeria

People and businesses in Lagos lose real money to hidden fees and clunky systems. Globe recommends WorldFirst for international Money Transfers because it is transparent, digital-first and quick to set up.

Nigeria's money landscape, in brief

Currency

Transfers into Nigeria land in Nigerian naira (NGN), so the exchange rate you lock in and the fees quoted up front are what decide how much actually arrives.

How transfers settle

The NIBSS Instant Payment (NIP) rail settles interbank transfers in near-real-time; USSD transfer codes remain common alongside bank apps. That matters for a transfer sent from Lagos: a provider that delivers onto the local rail typically clears faster than a routed correspondent-bank wire.

Recipient details

Nigerian accounts use a 10-digit NUBAN account number plus the bank's code; transfers require the recipient's account name match at the receiving bank. Getting these recipient details exactly right is the difference between a same-day delivery and a bounced-back transfer.

Regulation

Payments in Nigeria are overseen by the Central Bank of Nigeria (CBN). Mobile money and payment service providers in Nigeria require CBN licences. Confirm the licence category before storing value or initiating transfers.

Sources: CBN: licensed payment service providers · NIBSS: NIP instant payments

Other options available in Lagos

Western Union

Cash Transfer Network

Money transfers to 200+ countries and territories through 600,000+ agent locations — cash pickup available worldwide.

Instarem

International Money Transfers

Fast, low-cost cross-border transfers in 60+ countries at mid-market rates, with no hidden fees and same-day delivery on major corridors.

Currencies Direct

International Money Transfers

Established currency-transfer specialist moving money in 40+ currencies with dedicated dealers, rate alerts and no transfer fees.

WorldRemit

International Money Transfers

Send money to 130+ countries from your phone — bank deposit, cash pickup and mobile-wallet delivery, with a strong Trustpilot record across 95,000+ reviews.

Remitly

International Money Transfers

Trusted global remittance app for sending money home to 170+ countries, with bank deposit, cash pickup and mobile wallet options.

CurrencyTransfer

International Money Transfers

Marketplace for international payments and FX, letting businesses and individuals compare live rates from vetted providers and lock in the best deal.

Money transfers in Lagos: FAQ

Can I use WorldFirst for money transfers in Lagos?
Yes. WorldFirst operates in Nigeria, so a business or person based in Lagos can sign up and use it directly.
How does money arrive in Nigeria?
The NIBSS Instant Payment (NIP) rail settles interbank transfers in near-real-time; USSD transfer codes remain common alongside bank apps. That matters for a transfer sent from Lagos: a provider that delivers onto the local rail typically clears faster than a routed correspondent-bank wire. Transfers settle in Nigerian naira (NGN).
Who regulates money transfers in Nigeria?
Payments in Nigeria are overseen by the Central Bank of Nigeria (CBN). Mobile money and payment service providers in Nigeria require CBN licences. Confirm the licence category before storing value or initiating transfers.
What does international money transfers cost from Lagos?
Getting started is straightforward and pricing is transparent — WorldFirst shows fees before you confirm, so there are no surprises.
Are there other money transfers options for Lagos?
Yes. Globe lists several vetted partners in this category. WorldFirst is our lead recommendation, but you can compare the alternatives and pick what fits your situation.

Globe Digital Bank is a marketing platform, not a bank. Some links are affiliate links; Globe may earn a commission on qualifying sign-ups at no additional cost to you. Availability and features are set by each partner and may change.