Money transfers in Accra
Send Money from Accra
Globe Digital Bank helps people and businesses in Accra with international Money Transfers. Our recommended partner, WorldFirst, lets you handle sending money abroad with transparent pricing and a fast, digital-first setup.
Available in Ghana
WorldFirst operates in Ghana, so you can sign up from Accra and get started with sending money abroad — no local bank required.
What you get with WorldFirst
- Track every transfer from your phone
- Lock in competitive FX with live rate alerts
- Transparent fees shown before you confirm a transfer
- No hidden intermediary-bank markups
- Bank deposit, cash pickup and mobile-wallet delivery options
- Send money to 200+ countries at live exchange rates
Who uses this in Accra
Freelancers
Receive client payments from abroad and convert to your local currency when the rate suits you.
Small businesses
Pay overseas suppliers and contractors through local rails instead of expensive wire transfers.
Families & remittances
Send money home at live exchange rates, without the markups charged by cash-transfer shops and legacy banks.
Accra, Ghana
People and businesses in Accra lose real money to hidden fees and clunky systems. Globe recommends WorldFirst for international Money Transfers because it is transparent, digital-first and quick to set up.
Receiving money in Ghana: the local picture
Currency
Transfers into Ghana land in Ghanaian cedi (GHS), so the exchange rate you lock in and the fees quoted up front are what decide how much actually arrives.
How transfers settle
GhIPSS operates Ghana's interbank clearing and instant transfer infrastructure (including GhIPSS Instant Transfer); mobile money interoperability links wallets across networks and banks. That matters for a transfer sent from Accra: a provider that delivers onto the local rail typically clears faster than a routed correspondent-bank wire.
Recipient details
Bank account numbers vary by bank; mobile money accounts use the registered mobile number as the wallet identifier under tiered KYC limits. Getting these recipient details exactly right is the difference between a same-day delivery and a bounced-back transfer.
Regulation
Payments in Ghana are overseen by the Bank of Ghana (BoG). Payment service providers and mobile money operators in Ghana must be licensed by the Bank of Ghana. Confirm the licence category before storing value or transferring funds.
Sources: Bank of Ghana: payment systems oversight · GhIPSS: national payment infrastructure
Other options available in Accra
Western Union
Cash Transfer Network
Money transfers to 200+ countries and territories through 600,000+ agent locations — cash pickup available worldwide.
Instarem
International Money Transfers
Fast, low-cost cross-border transfers in 60+ countries at mid-market rates, with no hidden fees and same-day delivery on major corridors.
Currencies Direct
International Money Transfers
Established currency-transfer specialist moving money in 40+ currencies with dedicated dealers, rate alerts and no transfer fees.
WorldRemit
International Money Transfers
Send money to 130+ countries from your phone — bank deposit, cash pickup and mobile-wallet delivery, with a strong Trustpilot record across 95,000+ reviews.
Remitly
International Money Transfers
Trusted global remittance app for sending money home to 170+ countries, with bank deposit, cash pickup and mobile wallet options.
CurrencyTransfer
International Money Transfers
Marketplace for international payments and FX, letting businesses and individuals compare live rates from vetted providers and lock in the best deal.
Money transfers in Accra: FAQ
- Can I use WorldFirst for money transfers in Accra?
- Yes. WorldFirst operates in Ghana, so a business or person based in Accra can sign up and use it directly.
- How does money arrive in Ghana?
- GhIPSS operates Ghana's interbank clearing and instant transfer infrastructure (including GhIPSS Instant Transfer); mobile money interoperability links wallets across networks and banks. That matters for a transfer sent from Accra: a provider that delivers onto the local rail typically clears faster than a routed correspondent-bank wire. Transfers settle in Ghanaian cedi (GHS).
- Who regulates money transfers in Ghana?
- Payments in Ghana are overseen by the Bank of Ghana (BoG). Payment service providers and mobile money operators in Ghana must be licensed by the Bank of Ghana. Confirm the licence category before storing value or transferring funds.
- Why does Globe recommend WorldFirst for Accra?
- WorldFirst offers a strong balance of coverage, transparent pricing and a fast digital setup for sending money abroad, which makes it a practical choice for Accra.
- Are there other money transfers options for Accra?
- Yes. Globe lists several vetted partners in this category. WorldFirst is our lead recommendation, but you can compare the alternatives and pick what fits your situation.
Globe Digital Bank is a marketing platform, not a bank. Some links are affiliate links; Globe may earn a commission on qualifying sign-ups at no additional cost to you. Availability and features are set by each partner and may change.