Japan · Asia
Banking in Hiroshima: Regulator, JPY Accounts & Transfers
Banking in Hiroshima is governed by Japan-wide rules: Financial Services Agency of Japan (JFSA) oversees regulated providers, the Japanese yen (JPY) is the local currency, and domestic payments use a specific account format and rail. Here is what that means in practice, each point tied to its official source.
The regulator to check
In Asia, regulation is national — the body to check for a Hiroshima provider is Japan's.
Financial Services Agency of Japan (JFSA)
Japan's Payment Services Act sets the rules for fund transfer providers and e-money issuers. Verify the provider's registered category and permitted services before you apply.
Visit the regulator →Currency & local account details
To receive or send money locally, Hiroshima accounts use Japan's standard details.
- Currency:
- Japanese yen (JPY)
- Local account format
- A Japanese domestic transfer needs the recipient's bank name, branch name, account type (futsu/toza), 7-digit account number, and account-holder name in kana.
How domestic transfers move
Moving money within Japan runs on a defined payment system.
Domestic furikomi transfers run over the Zengin system; many banks process same-day with cut-off windows. Instant transfers between some banks are available via more-kin services.
Before you open an account
- Confirm the provider is authorised by Financial Services Agency of Japan (JFSA) before depositing funds.
- Transact in Japanese yen (JPY) and check the provider's rate and fees for any conversion.
- Use Japan's domestic account format exactly as issued when sending or receiving locally.
- Check the provider's cut-off times and limits on the local payment rail before relying on instant settlement.
Sources
Every fact on this page traces to an official or authoritative source: